How malt liqour is bad for health Research Paper

How malt liqour is terrible for wellbeing - Research Paper Example The assortment of harmful wellbeing impacts created by Four lokos is so unusually tremendous that this specific brand of beer was even prohibited from being sold in the market. A scope of heart and circulatory strain issues begin from devouring beers. This is a pitiful reality that many beers are advertised to kids by covering the overwhelmingly unpleasant taste of liquor with natural product flavors and individuals have unquestionably no clue about their uniquely high liquor content. Individuals regularly have no data how intoxicated they are concerning the significant level of energizers contained in those alcohols. The accompanying conversation lights up the significantly looked into sick wellbeing impacts delivered by beers. (Bellamy) weights on the unfavorable outcomes delivered by devouring beer Joose by referencing that an enormous level of wellbeing specialists have connected Joose drinking and debilitated mental execution because of which engine vehicle mishaps result. Debil itated or free driving is one of the most deadly and regular outcomes created by devouring Joose alcohol. ... The Joose drinks are promoted as premium quality beers with liquor content going from â€Å"9-12% ABV† in 24oz. jars, which generally rises to liquor substance of wine. (Buzz Brands). An increasingly dependable source guarantees that 24 oz. Joose jars contain 9-9.9 percent liquor relying upon the flavor. (Joose: Steel Reserve Killer). Here, the brand Four Loko unmistakably varies from Joose in light of the fact that it contains significantly higher liquor content (and is equipped for inebriating an individual much more. This is on the grounds that individuals new to beer at first go for Joose and simply subsequent to creating resilience for that, they go to Four Loko’s. Four Loko caffeinated drinks have been the subject of basic lawful, good, and wellbeing concerns in regards to the high liquor content and harmful blend of caffeine and liquor. â€Å"Four Loko has as much caffeine as two eight-ounce cups of espresso, and has 12 percent liquor by volume.† (Johnson) . This correlation of two of the most famous brands Joose and Four Lokos gives an understanding into how the advertisers of liquor based caffeinated drinks thoroughly attempt to surpass each other in expanding the liquor content in a request to make due in the market. However, the pitiful the truth is that this brutal pattern embraced by the advertisers ends up being damaging and furthermore deadly for the customers, in the long run. There has been a lot of contention and lawful issues identified with promoting of Joose and Four Loko drinks. The US state lawyers started examination of organizations selling liquor based caffeinated drinks like United Brands Co. what's more, Phusion seeing their ascent in piece of the overall industry. This ascent in piece of the overall industry happened in light of the fact that the brands Joose and Four Loko were especially showcased to high school shoppers, who

Self Development through Team Work Social †Myassignmenthelp.Com

Question: How to Self Development through Team Work Social? Answer: Presentation I have comprehended that the cooperation is a significant procedure in the association. It is characterized as the procedure of successful coordinated effort with specific gatherings of individuals so an objective can be accomplished (Hill Bartol 2016). It is considered as the wonder in which the representatives coordinate inside one another with the goal that the individual abilities are utilized for productive criticism. I imagine that cooperation and social collaboration is basic in all associations. The advanced associations are endeavoring to get able in the worldwide market (Galegher, Kraut Egido, 2014). This activity is impossible alone and it requires the cooperation of a few skillful groups. At the point when I was in my school life, I didn't understand this and imagined that in the event that an individual performs well in an association, at that point likewise the association can perform well. In any case, I understood the significance of cooperation just when I joined my first association. This self-reflection module would talk about the various hypotheses related cooperation, social connection and self-advancement through these exercises. My own, hierarchical learning alongside the hypotheses would be examined, which would likewise decide how this data would be valuable in future. Conversation I have consistently thought about how the cooperation would assist me with learning new aptitudes, ideas and information. In the underlying time of my authoritative experience, I feared cooperating with individuals as it caused me to feel anxious. I have consistently believed that information can be accumulated by just perusing and presenting myself to varying media modes. Notwithstanding, I understood that I was not directly in my reasoning and social cooperation has significant association on the self-improvement of a person. Cooperation builds joint effort among individuals, which at last expands the profitability of the representatives (Melo et al., 2013). It is a viable methodology that for finishing work in a compelling way and it expands the presentation of the colleagues. During my underlying long stretches of profession, I was engaged with a progression of gatherings and gathering introduction to the customers. I was there with a group of four individuals, who had a place with various social foundation and I thought that it was hard to deal with the social assorted variety of the group. In the underlying levels, my colleagues confronted difficulties of social contrasts and there were no correspondence or collaboration inside the group. I have found out about peace promotion in my course and I found that contention is vital to the working of any group. Strife is considered as solid or unfortunate relying on its temperament. The solid clash involved the various issues in viewpoints, values or the met hods of carrying out a responsibility (Harper, 2015). Our gathering confronted human services strife in this stage. Be that as it may, there is likewise the presence of the unfortunate clash, which is described by superfluous rivalry over force, assets or prizes. There can be close to home feelings of spite or grapevine, which are considered as undesirable wellsprings of contention (Adkins, 2017). In my gathering, there were incapable correspondence attributable to the various gathering individuals. I generally took dynamic part in lessening the degree of contentions in my group. I did this by picking a typical language English and giving a content of the introduction to all the gathering individuals with the goal that they can allude to it in a flash. I have discovered that it isn't adequate to have scholarly information and it is imperative to have down to earth understanding. I have perused numerous books on refereeing, be that as it may, I took in the down to earth parts of over seeing clashes when I began working in a group. As opined by Natvig and Stark (2016), the Tuckman just as Jensen model of the gathering advancement centers around the way that the improvement of a gathering experiences five particular stages, for example, framing, raging, performing, norming and suspending. In the underlying phase of the customer introductions, the colleagues were worried about the degree of solace and there was an absence of correspondence as the individuals were not happy with one another. I took a functioning part and guaranteed that the group has clear objectives, goals and strategic that the group yields are not traded off. I likewise occupied with improving the relational correspondences inside the group. On the this stage, I saw that there was some inconvenience just as disarray. This stage was trailed by the raging stage, which is equivalent with social icebreaker (Levi, 2015). In this stage, we occupied with more noteworthy collaboration with one another and shared a few parts of individual life as well, so that there is an improvement of the compelling relational connections. This helped me to build up a feeling of association between the colleagues, wherein there were more prominent feeling of sympathy. I thought about that the main undertaking of creating one of the powerful group sanction was to know each other in a superior manner and afterward structure a method of achieving specific assignments. We shared little talks in which our objectives and interests were examined. Be that as it may, one of the qualities of the shaping stage was venture necessities and afterward singular jobs. I characterized the jobs of my colleagues, yet they didn't concur with me at first. Be that as it may, after shared understandings, I had the option to persuade them about the significant jobs. These were the essential components of the raging stage. The norming stage is equivalent with a durable group in which the contention is diminished and there is an expansion in the group certainty (Li, Kirkman Porter 2014). I have created ground jobs in the group and I was additionally effective in making great social relations which have upgraded my gathering personality. I understood that on the off chance that I perform well alone, at that point there is no utilization as my group profitability would be the equivalent. Thus, I imparted the feeling of group holding and my group got solid. The group continued towards the performing stage in which the group was fruitful in giving a splendid introduction to the customer and they applauded about the collaboration that we displayed. This was conceivable just because of the collective exertion that is shown by my group. My group delighted in the social imagination and the procedure that helped them to accomplish the assignment objective. I was elevated to director level after the past achievement of the introduction as the customer was incredibly happy with our methodology. I attempted to acquire more prominent cohesiveness my group and I never went about as a tyrant. I accepted that the exhibition of my group would be useful in satisfying my authoritative goals. I was anxious about channelizing the method of tapping the capability of my group. I discovered that the errands would be assigned to the colleagues dependent on their competency and aptitudes. As per Lehmann-Willenbrock, Beck Kauffeld (2016), Belbins group jobs determine the nine distinct practices controlled by people in the work place. I have found out about Belbins group jobs and have chosen to actualize the equivalent in my group. I have discovered that a couple of individuals in my group are asset examiners as they like to investigate various chances. I chose to place them in the promoting divisions, in which they can effectively discover new market po rtions for extension. There were a few individuals in my group who were facilitator, as they had what it takes of distinguishing proof of ability and explanation of the objectives. I saw them as appropriate for doing the human asset exercises and they had the option to enlist the best labor. I feel that it is the activity of an administrator to unite the colleagues and agent assignments that would improve their profitability. I picked up the fundamental abilities of the designation during my gathering work in the underlying days of my profession. I was cheerful that I could adequately utilize it in my current employment job. At the point when I was playing out my obligations as director, I found that there were a few colleagues, couldn't give the ideal degree of profitability. This was the explanation of underperformance of my group all in all. I found that a couple of individuals in my group were very demotivated, which was reflected in their work execution. Drnyei Ushioda (2013) says that inspiration is the bearing of the conduct of an individual which is affected by outside improvements. My colleagues grumbled that there was no compensation increase for most recent two years and this kept them from focusing on their work. There were occasions when they couldn't finish the distributed assignments to them. I was confounded about the correct strategies of causing them to comprehend since this is comparable and I have likewise experienced comparable circumstances. I understood that regardless of whether I have experienced something very similar, it is my obligation to give satisfactory measure of inspirat ion to my group. I let them comprehend that I would by and by take the issue to senior administration just as senior HR administrators. I attempted to persuade them about the diverse budgetary just as non-money related advantages that I would propose to the senior administration. I said that I would guarantee that they get both these advantages. This guaranteed them that their hard works would be perceived by the administration and this expanded their inspiration levels. The inspiration level of the group is significant with the goal that everybody gives their ideal yield and the group can accomplish the hierarchical objectives (Huang Hew, 2016). I have discovered that correspondence is imperative for the accomplishment of the group and subsequently advanced away from of correspondence (Broadbent, 2013). I propelled the colleagues such that they occupied with imparting the fundamental data to their individual partners. This assisted the colleagues with staying state-of-the-art and act in a collective way. End I increased significant lessons from this intelligent learning exercise which would help me later on proficient turn of events. I occupied with bunch introductions, where there is a great deal of cooperation required. I discovered that there are introductory conflic

17 Free Online Academic English Writing Courses

17 Free Online Academic English Writing Courses If you are an English language learner and getting ready to enter into university, getting up to speed on your academic writing will mean the difference between success and struggle in your academic pursuits. However, youre in luck, as there are several free online academic English writing courses available that offer students like you a chance to brush up on your skills in your own time and without paying a dime.A Beginners Guide to Writing in English for University Study â€" In this five-week course provided by the University of Reading (via FutureLearn), you will learn how to write using academic English in preparation for university study. The course was developed to help students learn the basics of writing in English for academic purposes, including the stages of essay writing. Aimed at non-English speakers with a minimum level of IELTS 4.5 or equivalent, you should know some English before taking this course.Adjectives and Adjective Clauses â€" In this four-week course provide d by the University of California, Irvine (via Coursera), you will learn how to make your writing more interesting through writing adjectives and adjective clauses. In the first module, you will review what adjectives (and adjective phrases) are and how to use them correctly in English. In the second module, youll learn about adjective clauses, what they look like, and how to use them correctly to make your sentences more complex. In the final module, youll learn the different ways to use adjective clauses in academic writing.Advanced Writing â€" In this four-week course provided by the University of California, Irvine (via Coursera), you will learn to raise your level of academic writing in preparation for college-level work. Specifically, you will learn to plan and write a more sophisticated argumentative essay; identify plagiarism and explain how to prevent it; read and analyze several articles to form your own opinion on a topic; make connections between several articles; form t hesis statements from your readings; and use sources effectively when writing an essay. While youll have access to all the instructional videos and handouts by taking the free version of this course, youll need to enroll in the paid version to receive peer feedback and take quizzes.Conjunctions, Connectives, and Adverb Clauses â€" In this four-week course provided by the University of California, Irvine (via Coursera), you will learn about the different types of conjunctions in English and how to use them and punctuate them in sentences. You will also learn how to join ideas with correct grammar and punctuation, including transition words and prepositional phrases, complex sentences, and adverb clauses. Finally, youll learn a more advanced way to write complex sentences by reducing the adverb clauses. Each of these lessons will help you write academic English more fluently.English Composition â€" In this eight-week course provided by Arizona State University (via edX) as part of the Global Freshman Academy (GFA), you will learn how to communicate your ideas clearly through English writing. Specifically, you will learn to develop ideas effectively for a variety of purposes, audiences and occasions through completing several major written projects. Furthermore, you will learn how to craft your writing to meet the needs of specific audiences for specific purposes; how to make decisions about what to include and not include in your writing; how to use invention, research, drafting, revising, and editing in your writing; to use various formats and stylistic choices, including genre conventions; and how to use diverse technologies to write more effectively and efficiently.English Composition I â€" In this ten-week course provided by Duke University (via Coursera), you will learn college-level writing by reading carefully, writing effective arguments, understanding the writing process, engaging with others ideas, citing accurately, and crafting powerful prose. Throug hout the course, you will also learn how to summarize, analyze, question, and evaluate written and visual texts; argue and support a position; recognize audience and disciplinary expectations; identify and use the stages of the writing process; identify characteristics of effective prose; apply proper citation practices; and discuss applying your writing knowledge to other writing occasions.English Grammar and Style â€" In this eight-week course sponsored by The University of Queensland (via edX), you can learn key concepts and strategies in grammar and style to help enhance your writing. The course offers instruction in grammatical principles, word usage, writing style, sentence and paragraph structure, and punctuation. Video interviews with distinguished grammarians, along with quizzes and writing activities, assist students build their English writing skills.Getting Started with Essay Writing â€" In this four-week course provided by the University of California, Irvine (via Cours era), you will learn about the three types of academic essays and how to improve your writing skills when writing each type. The course covers how to create effective thesis statements for your essays; how to plan and write compare/contrast, cause/effect, and argument essays; and how to write well-developed body paragraphs. While the lectures and practice activities are available for free, students must enroll in the paid version to take the quizzes and receive feedback on writing assignments.Grammar and Punctuation â€" In this four-week course offered by the University of California, Irvine (via Coursera), you will learn the basics of writing academic English for studying in an American university. It includes video lectures, readings, practice exercises, and quizzes, although the free version does not offer peer feedback and graded quizzes. By the end of the course, you will know how to identify the correct verb tenses to use, use commas effectively, utilize several different sent ence types, and write more effectively in English.How to Write an Essay â€" In this five-week course provided by the University of California, Berkeley (via edX), you will be introduced to academic writing for English learners by learning essay development, grammatical correctness, and self-editing. The course covers basic grammar terminology and understanding; writing effective sentences and paragraphs; introductions and conclusions; strategies for writing longer texts; and thesis statements. It is provided in partnership with the U.S. Department of State.Introduction to Research for Essay Writing â€" In this four-week course provided by the University of California, Irvine (via Coursera), you will learn the steps involved in planning, outlining, and writing a research paper. Some topics covered include how to choose appropriate research topics for your classes, how to find source material for research papers, how to avoid plagiarizing, and how to take and organize notes in the pro cess of your research. You will also learn how to use an appropriate academic tone and language in your writing, along with how to document sources by creating a Works Cited list in MLA format.Perfect Tenses and Modals â€" In this four-week course provided by the University of California, Irvine (via Coursera), you will learn about important intermediate verb tenses, including present perfect, present perfect progressive, past perfect, and past perfect progressive. The course also covers common modal verbs used in English. Although it is designed for learners who already have a basic understanding of English grammar, it will help you become a better academic writer.Preparing for College: Writing Proficiency â€" This self-paced course provided by Parkland College (via Canvas Network) is third in a series of four courses that are aimed at helping students improve their scores on placement tests while preparing for college-level courses. The focus of this course is on writing skills, a long with links to practice tests to help students identify problem areas and supplemental help for students who need it.Scribble: Writing for New Writers â€" In this 13-week course provided via OpenLearning, you will learn the process of writingâ€"from simple paragraphs to more complex writing structures. The courses eventual aim is to prepare you for research writing. Designed for students who are studying English and are preparing to soon enter a university, this course will help you brush up on some basic skills such as sentence and paragraph creation, along with proper English structure and forms of writing.Tricky English Grammar â€" In this four-week course provided by the University of California, Irvine (via Coursera), you will learn about tricky issues in English grammar that can confuse even the most astute student. This includes tricky nouns, articles, and quantifiers; when to put a or the in front of a noun; when to put nothing in front of the noun; using gerunds and inf initives correctly; making requests and asking for permission; some word forms that cause confusion; and phrasal verbs and collocations.Verb Tenses and Passives â€" In this four-week course provided by the University of California, Irvine (via Coursera), you will review the verb tenses that you learned in beginning English classes and learn about a few tenses you may not know very well. It covers 12 of the English verb tenses and passive verb forms, along with how to blend these tenses, which is what native speakers frequently do. Overall, this course will help you improve your fluency in written and spoken academic English. While the free version of this class gives you access to all of the instructional videos and handouts, you will need to enroll in the paid course to receive peer feedback and take quizzes.Writing in English at University â€" In this four-week course provided by Lund University (via Coursera), you will learn to understand the conventions of academic writing in En glish along with the various components of the academic writing process. The course is divided into four modules:Writing in English at university: An introduction;Structuring your text and conveying your argument;Using sources in academic writing; andThe writers toolbox: Editing and proofreading.The course consists of video lectures, reading assignments, and reflective self-assessment questions, along with peer review exercises that provide students with an opportunity to interact with their peers also taking the course.

Week 5 Knowledge Check Study Guide Essay - 1133 Words

Week 5 Knowledge Check Study Guide Concepts Mastery Questions Family systems theory 67% 1 2 3 Social systems theory 100% 4 5 6 100% 7 8 9 100% 10 Structural components of social systems The community system life cycle Score: 11 / 12 11 12 Concept: Family systems theory Mastery 1. 67% Questions 1 2 3 Annie lives with her mother, Pamela, who is a conservative woman. At 16, Annie is moving toward parental independence and strongly resents the rules set forth by her mother. Annie and Pamela often get into arguments regarding curfews. Often, Annie calls her grandmother in a fit of rage who then handles the situation and consoles Annie. In the context of Bowens family systems theory, which concept does this†¦show more content†¦A. Proposed output B. Boundary C. Interface D. Desired input Correct: The Correct Answer is: A. Proposed output is the structural component that includes the development of United Way of America Services Identification System (UWASIS). UWASIS operated on the principle that all planned human efforts can be traced to one overriding purpose or goal. 8. Identify an accurate statement about feedback in the context of structural components of social systems. A. It helps maintain steady states. B. It occurs formally rather than informally. C. It occurs externally rather than internally. D. It is acquired by comparing input and output. Correct: The Correct Answer is: A. An accurate statement about feedback is that it helps maintain steady states. Information gathered by comparing proposed and actual output is fed back as a maintenance input. 9. Plans for establishing a new community is in progress. If the planning committee is currently in the process of determining a means to separate this community from its suprasystem, what is likely to be its current task? A. Designating a suprasystem to the community B. Identifying resources needed to sustain the community C. Specifying a boundary to differentiate the community from its suprasystem D. Maintaining steady state by importing resources from external sources Correct: The Correct Answer is: C. The initial step is to specify the boundary of aShow MoreRelatedMGT 312 Entire Course1103 Words   |  5 Pagescom/downloads/mgt-312-entire-course MGT 312 Entire Course    MGT 312 Week 1 Knowledge Check Study Guide    MGT 312 WEEK 1 Organizational Behavior Paper       Write  a 700- to 1,050-word paper explaining the role and purpose of organizational behavior. Explain the main components of organizational behavior.  MGT 312 WEEK 1 Organizational Behavior Paper Provide examples of how these organizational behavior components relate to your workplace. How will knowledge of organizational behavior benefit you as a manager? Include  atRead MoreMgt 312 Entire Course Essay1145 Words   |  5 Pagescom/downloads/mgt-312-entire-course MGT 312 Entire Course MGT 312 Week 1 Knowledge Check Study Guide MGT 312 WEEK 1 Organizational Behavior Paper Write a 700- to 1,050-word paper explaining the role and purpose of organizational behavior. †¢ Explain the main components of organizational behavior. MGT 312 WEEK 1 Organizational Behavior Paper †¢ Provide examples of how these organizational behavior components relate to your workplace. †¢ How will knowledge of organizational behavior benefit you as a managerRead MoreMgt 312 Organizational Behavior for Manager Complete Class1190 Words   |  5 PagesTutorials: (http://homeworkfy.com/ ) MGT 312 Week 1 Knowledge Check Study Guide MGT 312 WEEK 1 Organizational Behavior Paper Write a 700- to 1,050-word paper explaining the role and purpose of organizational behavior. †¢ Explain the main components of organizational behavior. 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American Youth in the 1960s - 1593 Words

America has in a short time been established as a nation that symbolizes acceptance and change. It has progressed into a country of equality that finds its foundation in its personal freedoms and the progressive movement of technology, politics, economics, social views, ethics and so forth since the American Revolution. It has been changing rapidly since the influx of immigrants that came here before the Revolution. The 1950s were a happy time. I Love Lucy and Leave It To Beaver were on television. The Everly Brothers, Jerry Lee Lewis, Chuck Berry and Elvis Presley were popular acts in music. The youth movement of the 1960s was necessary in order for America to progress in social, political, economic, and technological ways that could further America from the 1950s into a new era of personal identity and freedom of expression. It was a time of fathers going to work, mothers staying home and tending to the housework, and kids hanging out in the suburban neighborhoods. The 1950s were t he end of World War II which brought back many young serviceman to the states to start families and get jobs. This inflow of young and eager men put a lot of money into industry and goods not available during the war. This created a boom in the economy. Suburbs started to pop up everywhere because all these young men and their families needed housing. Levitt Co. was the reason for this. They built preplanned communities that contained cheap and affordable houses. Most looked exactly the sameShow MoreRelatedEssay on Drug Use in the 1960s1519 Words   |  7 PagesDrug Use in the 1960s The time: the 1960s. The place: United States of America. Who? The youth. Doing what? Using drugs. Why? Many reasons. The 1960s proved to be a very turbulent time in the history of American youth growing up. There were many different activist movements all over the country. The primary drug user was the male college student involved in politics. He used mostly marijuana, some cocaine or LSD and of course alcohol. The sixites culminated with perhaps the biggest public sceneRead MoreRight Makes Left. On September 11Th, 1960, The Founding1074 Words   |  5 PagesMakes Left On September 11th, 1960, the founding members of the Young Americans for Freedom (YAF) published their basic ideologies of in their â€Å"Sharon Statement.† Two years later on the June of 1962, members of the Students for a Democratic Society at their retreat published their political manifesto in a paper known as the Port Huron Statement. Despite their differing political views, both political youth groups centered their criticism on the same target: the American government. An analysis of bothRead More`` Garnering The Youth Vote, By Terry Ryan1372 Words   |  6 PagesAnother key overlap in these campaigns has to do with trust. According to a 1972 article written by Terry Ryan of The Associated Press, entitled â€Å"Garnering the Youth Vote is Critical to McGovern Success,† when interviewed, young people expressed the importance of trust and a desire for change, â€Å"The interviews disclosed some pro- McGovern attitudes widely held among young people. A desire for change was mentioned by many supporters†¦Young people will vote for McGovern because they do not like or trustRead MoreThe Vietnam War and Its Effects on Society During the 1960s1594 Words   |  7 PagesThe 1960s were a time of radical change in the society of America. A sense of liberalism could be felt though out the counting during the middle of the decade. The infamous Vietnam War and the new alternative culture were pushing the United States towards a time of liberalism and a nationwide rebellion against the social norms. The first combat forces were sent to Da Nang in 1965, by a formally anti war President, Lyndon B Johnson. 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However as the 13 colonies formed a colonial gang in an effort to eliminate British influence in America, the definition of the word gang has transformed into an entirely different meaning. One common definition of a gang is a group of three or more individuals who engage in criminal activity and identify themselvesRead MoreThe White Race And Its Heroes1623 Words   |  7 PagesNew York: Dell Press, 1968. Journalist, civil rights activist and criminal are some of the connotations attached to Eldridge Cleaver; a prominent figure of the radical shift in the civil rights movement during the 1960s and early 1970s. Cleaver spent a majority of his upbringing in youth reform schools and prisons within the state of California, which as evidence will show, affected greatly upon his work Souls on Ice. 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The Hippie movement first gained traction in American Colleges and Universities. These young adults during the 1950s, are considered to be the very first pioneers of the hippie subculture. Through the youths’ rebellious nature against the main ideals of society, and the growing popularity of theRead MoreWhat Led to the Collapse of Consensus?1489 Words   |  6 PagesThe 1950’s and early 1960’s was a time of consensus in the US. By the middle of the 60’s the US experienced a series of shocks which undermined consensus. The assassination of President Kennedy in Dallas in 1963. The differences in the civil rights movement. The escalation of the Vietnam War. All of these factors undermined American confidence to change the world and improve the country. By the late 60’s, US society was polarised: divided between different viewpoints: Youth culture; counter-cultur e

Public Bank Berhad Free Essays

Public Bank Berhad The Public Bank Malaysia was founded in the year 1966. The logo, in modern geometric design, is conceived from two interlocking octagons denoting the domestic and international connections of the Group. The interlocking of the two octagons also suggests security, strength and stability. We will write a custom essay sample on Public Bank Berhad or any similar topic only for you Order Now As per the latest reports Public Bank Malaysia is the largest domestic bank in Malaysia after Malayan Banking Berhad. The Public Bank Malaysia, in terms of its market capitalization, is the largest corporation in Malaysia that is not linked with the Government. The expansion and progress of the Group are symbolised by the edges of the octagons pointing outwards at various directions. Additionally, the graphic formation of the two interlocking octagons also creates an â€Å"eye† of foresight of the organisation. Industry Of Public Bank Berhad Public Bank Berhad is an industry leader in hire purchase financing, home mortgage financing and commercial lending to SMEs in Malaysia. The bank has a strong distribution network comprising 248 full service branches in Malaysia and 109 overseas in Hong Kong, China, Vietnam, Cambodia, Laos and Sri Lanka. Public Bank Product Range Of Public Bank Berhad Public Bank Berhad in one of the leading providers of integrated financial services in Malaysia. It primarily focuses on providing banking and financial services. The bank is engaged in offering various financial products and services, which includes investment banking, commercial banking, wealth management products, and Islamic banking services. Target Market Of Public Bank Berhad The whole Malaysian, Hong Kong, China, Vietnam, Cambodia, Laos and Sri Lanka. Aimed at providing customized banking services and products to individual customers in addition to small business concerns. Consumer Groups The core business areas of the Public Bank Group are consumer and retail commercial loans. Individuals and families can find a range of lending solutions to buy residential unit, vehicle or a consumer good. The bank offers home loan, car loan, passenger vehicle hire purchase financing and personal loan at easy terms and conditions. The small and medium sized enterprises, too, can find simplified procedure here to apply for a commercial loan. Position of The Company In Relation To Other Competitors Public Bank Berhad operates in the Commercial banks sector. This analysis compares Public Bank Berhad with three other companies: Malayan Banking Berhad (2011 sales of 18. 28 billion Malaysian Ringgits [US$5. 85 billion] of which 25% was Consumer Banking), Cimb Group Holdings Berhad (2010 sales: 16. 06 billion Malaysian Ringgits [US$5. 14 billion] of which 19% was Foreign Banking Ope), and AMMB Holdings Berhad (2011 sales of 5. 83 billion Malaysian Ringgits [US$1. 87 billion] of which 46% was Retail Banking). Company| Sales(blns)| P/E| P/B| Mkt Cap(RMm)| Revenue(RM’000,000)| Public Bank Berhad| 10. 345| 13. 1| 3. 10| 45,067. 8| 10,523| Malayan Banking Berhad| 18. 278| 13. 0| 1. 90| 62,592. 67| 18,397| Cimb Group Holdings Berhad| 16. 059| 13. 5| 2. 07| 55,597. 16| 16,635| AMMB Holdings Berhad| 5. 831| 12. 2| 1. 69| 17,904. 26| 6,343| Market Capital Revenue Ratio For Public Bank | 2008| 2009| 2010| Current ratio| 120,700,000,000/34,789,000,000=3. 47| 137,600,000,000/41,835,000,000=3. 29| 156,500,000,000/45,911,000,000=3. 41| Quick ratio| 60,656,000,000/34,789,000,000=1. 97| 67,986,000,000/41,835,000,000=1. 63| 59,269,000,000/45,911,000,000=1. 29| Average age of inventory | Impossible since PBB is not involved in trading. No inventories| Impossible since PBB is not involved in trading. No inventories| Impossible since PBB is not involved in trading. No inventories| Average Collection Period| Impossible since PBB is not involved in trading. No sales hence no receivables| Impossible since PBB is not involved in trading. No sales hence no receivables| Impossible since PBB is not involved in trading. No sales hence no receivables| Average payment period| Impossible since PBB is not involved in trading. No purchases| Impossible since PBB is not involved in trading. No purchases| Impossible since PBB is not involved in trading. No purchases| Total asset turnover| 10,500,307,000/196,163,106,000=0. 054| 9,715,568,000/271,136,154,000=0. 045| 11,035,597,000/226,328,976,000=0. 049| Debt ratio| (185,934,374,000/196,163,106,000)x100=94. 79%| (205,420,830,000/217,136,154,000)x100=94. 60%| (212,643,888,000/226,328,976,000)x100=93. 96%| Time interest earned| 18,790,015,000/4,562,396,000=4. 12x| 17,068,609,000/3,316,609,000=5. 15x| 19,149,128,000/3,516,111,000=5. 45x| Gross profit margin| (3,948,155,000/10,500,307,000)x100=37. 60%| (4,015,055,000/9,715,568,000)x100=41. 33%| (4,738,265,000/11,035,597,000)x100=42. 4%| Net profit margin| (2,622,660,000/10,500,307,000)x100=24. 98%| (2,551,540,000/9,715,568,000)x100=26. 26%| (3,099,077,000/11,035,597,000)x100=28. 08%| ROA| (2,622,660,000/196,163,106,000)x100=1. 34%| (2,551,540,000/217,136,154,000)x100=1. 18%| (3,099,077,000/226,328,976,000)x100=1. 37%| ROE| (2,622,660,000/10,228,732,000)x100=25. 64%| (2,551,540,000/11,715,324,000)x100=21. 78%| (3,099,077,000/13,685,088,000 )x100=22. 65%| Analysis Of Public Bank Performance Liquidity Ratio Current Ratio = Current assets/current liabilities 2008| 2009| 2010| 120,700,000,000/ 34,789,000,000 =3. 7| 137,600,000,000/ 41,835,000,000 =3. 29| 156,500,000,000/ 45,911,000,000 =3. 41| The ratio is mainly used to measure the company’s ability to pay back  its short-term liabilities with its short-term assets. As we seen the company current ratio for these 3 years, there are decreases from year 2008 to year 2009 but they increase back when come to year 2010. These 3 years current ratio is significant higher than the acceptable ratio. The acceptable ratio is 2:1 but for the public bank, the current ratio are (2008 1 : 3. 47, 2009 1 : 3. 29, 2010 1 : 3. 41). These shows that the Public Bank is not using its resources as efficiently as it could be. Public Bank should reduce its current assets so there are no excessive current assets. Quick Ratio = (current assets-inventories)/current liabilities 2008| 2009| 2010| 60,656,000,000/ 34,789,000,000 =1. 97| 67,986,000,000/ 41,835,000,000 =1. 63| 59,269,000,000/ 45,911,000,000 =1. 29| Quick ratio  measures  a company’s ability to meet  its short-term obligations with  its most liquid assets. The higher the quick ratio,  the  better the position of the  company. From the company 3 years quick ratio, the quick ratio are (2008 1 : 1. 7, 2009 1 : 1. 63, 2010 1 : 1. 29) These shows that the company quick ratio is slightly higher than the acceptable ratio that are 1:1. But the quick ratio for the company are getting better year to year. The company should reduce its current account to reach the desirable ratio that are 1:1. Activity Ratio Average age of inventory =(Average invento ries/Cost of sales)x365 2008| 2009| 2010| N/A| N/A| N/A| Impossible to compute since Public Bank Berhad is not involved in trading. No physical inventories are involved. Average collection period = (receivables/sales) x365 2008| 2009| 2010| N/A| N/A| N/A| Impossible to compute since Public Bank Berhad is not involved in trading. No physical inventories are involved. Average payment period =(Payable/Cost of sales)x365 2008| 2009| 2010| N/A| N/A| N/A| Impossible to compute since Public Bank Berhad is not involved in trading. No physical purchases are involved. Total assets turn over= Operating revenue/total assets 2008| 2009| 2010| 10,500,307,000/196,163,106,000 =0. 054| 9,715,568,000/271,136,154,000 =0. 045| 11,035,597,000/226,328,976,000 =0. 049| Asset turnover  measures  a firm’s efficiency at using its assets in generating sales. The total assets turnover over for the 3 years, there are decrease in year 2009 but increases in year 2010. For each RM1 of assets for the year 2008, Public Bank only manage to generate RM0. 054 of sales. For the year 2009 and 2010, for each RM1 of the assets, Public Bank only generates RM0. 045 and RM0. 049 of sales. The amount are worsen but there are increases for year 2010. This is because the company have higher profit margin, so they would have lower assets turnover. Financial Ratio Debt ratio=(Total liabilities/Total asset)x100% 2008| 2009| 2010| (185,934,374,000/196,163,106,000)x100=94. 9%| (205,420,830,000/217,136,154,000)x100=94. 60%| (212,643,888,000/226,328,976,000)x100=93. 96%| A ratio that indicates what proportion of debt a company has relative to its assets. The measure gives an idea to the leverage of the company along with the potential risks the company faces in terms of its debt-load. Time Interest Earned Ratio=EBIT/Interest 2008| 2009| 2010| 18,790,015,000/4,562, 396,000=4. 12x| 17,068,609,000/3,316,609,000=5. 15x| 19,149,128,000/3,516,111,000=5. 45x| Ensuring interest payments to debt holders and preventing bankruptcy depends mainly on a company’s ability to sustain earnings. However, a high ratio can indicate that a company has an undesirable lack of debt or is paying down too much debt with earnings that could be used for other projects. The rationale is that a company would yield greater returns by investing its earnings into other projects and borrowing at a lower cost of capital than what it is currently paying to meet its debt obligations. Analysis : The company have a high time interest earned ratio in this few year and the ratio keep increase. This suggests that this company is less burdened by debt expense and the company has no problem in settling its interest expenses in the future. Profitability Ratio Gross Profit Margin=Gross profit margin/Net sales 2008| 2009| 2010| (3,948,155,000/10,500,307,000)x100=37. 60%| (4,015,055,000/9,715,568,000)x100=41. 33%| (4,738,265,000/11,035,597,000)x100=42. 94%| The gross margin is not an exact estimate of the company’s pricing strategy but it does give a good indication of financial health. Without an adequate gross margin, a company will be unable to pay its operating and other expenses and build for the future. Net Profit Margin=(Earning to common stockholders/sales)x100% 2008| 2009| 2010| (2,622,660,000/10,500,307,000)x100=24. 98%| (2,551,540,000/9,715,568,000)x100=26. 6%| (3,099,077,000/11,035,597,000)x100=28. 08%| Net profit margin is the ratio of net profit to revenues a company’s pricing strategy and operating efficiency. Return On Assets=(Earning to common stockholders/total assets)x100% 2008| 2009| 2010| (2,622,660,000/196,163,106,000)x100=1. 34%| (2,551,540,000/217,136,154,000)x100=1. 18%| (3,099,077,0 00/226,328,976,000)x100=1. 37%| Return on assets is an indicator of how profitable a company is relative to its total asset, the ratio measures how efficient management is at using its assets to generate earning. Return On Equity=(Earning to common stockholders/total equity)x100% 2008| 2009| 2010| 2,622,660,000/10,228,732,000)x100=25. 64%| (2,551,540,000/11,715,324,000)x100=21. 78%| (3,099,077,000/13,685,088,000)x100=22. 65%| Return on equity  measures a corporation’s profitability  by revealing how much  profit a company generates  with the  money  shareholders have invested. Analysis : Public Bank Berhad have a very high net profit margin and the profit increase from 24. 98% in year 2008 to 26. 26% in year 2009. When in year 2010, it rise to 28. 08% again. It’s mean this company generate 24. 98% in year 2008, 26. 26% in year 2009 and 28. 08% in year 2010 for every RM100 sales. Furthermore, the return on assets are in the high rate. In the year 2008, the ROA is 1. 34% and it decreased to 1. 18% in the year 2009. However, in year 2010 the ROA increases to 1. 37%. It’s because of Public Bank has expanded its self –service channels such as Automated Teller Machines, Cheque Deposit Machines and Cash Deposit Terminals to 1,400 machines to serve its large customer base. The ROE for this company in year 2008 is 25. 64%. However it drops to 21. 78% in the year 2009. The ROE increases again in the year 2010 to 22. 65%. It’s mean this company is more capable of generating cash internally. For the example, Public Bank Berhad is able to pay its shareholders the return he interest of 25. 64% in the year 2008. Conclusion The Overall of our research about Public Bank Berhad have a very good performance. The Public Bank group should seek to tap all growth opportunities arising from the improving economic and business environment, with the aim of delivering superior shareholder value over the long-term. Reta il consumer and commercial banking should remain the core focus of the Group. In consumer financing, the group should continue to promote home mortgages, passenger vehicle hire purchase financing and personal financing. Recommendation Overall all our research about Public Bank Berhad and its competitors, Public Bank Berhad was performance very well in this 3 years. Especially when come to the year 2010, the profit before tax increases by 23. 0%. The Group’s gross loans, advances and financing recorded strong growth of 13. 8% in 2010, with the Group’s domestic lending business growing 15. 6% during the year. However, Gross impaired loans ratio drop by 0. 03%. The financial pandemic in late 2008 and 2009 that threatened to push the global economy into a deep recession was largely contained through the concerted efforts of the world’s major government and central banks. How to cite Public Bank Berhad, Essay examples

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The boy-page held the tent flap open as Richmond and his officers emerged out Essay The boy-page held the tent flap open as Richmond and his officers emerged out. They had been occupied in there since the messenger came with the letter from Stanley and had not emerged for hours afterwards. The page had waited obediently; making sure that no one interrupted the counsel. As Richmond came out, his kind eyes fell on the boy and he greeted him with a warm smile, Hello John. He remembers my name! Johns heart filled with pleasure. His nervousness didnt let him speak so he just bowed and smiled back. Richmond ruffled his blond hair and asked him to tend to his duties. We will write a custom essay on The boy-page held the tent flap open as Richmond and his officers emerged out specifically for you for only $16.38 $13.9/page Order now Since the page had none, he just moved away and watched the knight pass through the ranks, instructing and encouraging the men to get ready for tomorrows battle. John knew that he had made the right decision when he fled from London to join the rebels. Since he was only eleven he was not allowed to be a soldier but Sir Oxford had noticed the boys skill with horses and so he had personally taken him in to be his page. He was content with the time spent in Richmonds force although it was filled with hard chores. He was made responsible for many things and this made him proud to be a pageboy. He had met many other boys like him, who had fled from the tyranny of the evil King. Like the others his own family had suffered under Richards harsh rule. The Kings men had beheaded his father, being a noble. His mother had then left for another man and had forgotten about her only child. No one else to turn to, John fled to Richmond. Here he found the love and protection he had yearned for and enjoyed the hard work found in a marching army. A cheer from the men caused John to interrupt his thoughts. He saw that Richmond now stood on a platform, his head high above the others. John looked at him with admiration and pride. The knights warm eyes surveyed his men in a way that filled them with courage and security. As he spoke his bold voice carried clearly to John, My brave men and loving friends! We have marched into the centre of the land with no resistance from the enemy. Victory is near. Our forces shall crush the tyranny that plagues this land. We shall rescue the people from the devil. Our beloved father, Stanley has sent us lines of fair comfort and encouragement. With it a message that the enemy is waiting for us in Leicester, a days march from here. In Gods name we shall find courage and valour to pass the last trial of war, and then I promise you, my good men of God, we shall be rewarded with peace. John joined in the tremendous cheer that filled the sky. The army prepared to march. It was inevitable that they win. In contrast to the rebels, Richards grand army although three times in size was more solemn and quiet. The red tents were pitched and the mad rush to intercept the rebels was over. Although tired after the long fast march, the men were forced to do their duties before they were allowed to rest. His men had never seen Richard in such a mood. Recently he had become edgy and prone to quick bursts of anger. Although they knew that King was much a man of battle than peace, there still seemed to be something that caused a lag in the Kings movements. Even though Richard was trying to uplift his soldiers with words of encouragement and laughter, he could not banish the feeling of inevitable defeat that hung over the camp, even he felt it and that didnt make him feel any better. But wisely he managed to conceal it with a cheerful face. Unsatisfied with the results of his efforts, he sulked back to his tent where he found Norfolk and a glum Surrey awaiting him. He decided to try again, so he said cheerfully, My Lord Surrey, why do you look so downcast? Oh, am sure that I feel much happier than I look was the uninspired reply. Giving up the pointless cause he turned to Norfolk, How big are the rebel forces? Six or seven thousand at their utmost power. Our forces are three times as big! My name is a tower of strength that soft Richmond certainly lacks. Come, gentlemen lets us see what the land looks like. Quickly now, tomorrow is a busy day. A peaceful stillness came over the rebel camp as the soldiers slowly retired to their tents. John cherished the tranquillity of the golden sunset, it was one of the rare moments where he was allowed to just sit there and let the memories flow away. Soft voices drifted to his ears, and once he realised that it was Richmond conferring with his generals he couldnt help but overhear. Surely this magnificent sunset is a sign of our coming victory over evil. Take heart gentlemen, because God is on our side. He called over to John, Come page get me ink and paper to my tent. Then to his officers, Sir Brandon, you shall bear my standard. My Lord of Oxford, you and Sir Herbert stay with us. Let the Earl of Pembroke lead his regiment separately. Captain Blunt, go tell the Earl to meet me here tomorrow as early as possible. The Captain started to leave, when Richmond called him back, One more thing good Captain, where is Lord Stanleys forces? Unless I am mistaken, his regiment lies half a mile south of the King. If there is no danger, is it possible for you to take a note to him from me? Yes sir, upon my live I shall undertake it. Captain Blunt agreed and left to tend to his errands. John had heard of what happened with Stanley. .uaa4f4b49041adca483f94c220a1b4890 , .uaa4f4b49041adca483f94c220a1b4890 .postImageUrl , .uaa4f4b49041adca483f94c220a1b4890 .centered-text-area { min-height: 80px; position: relative; } .uaa4f4b49041adca483f94c220a1b4890 , .uaa4f4b49041adca483f94c220a1b4890:hover , .uaa4f4b49041adca483f94c220a1b4890:visited , .uaa4f4b49041adca483f94c220a1b4890:active { border:0!important; } .uaa4f4b49041adca483f94c220a1b4890 .clearfix:after { content: ""; display: table; clear: both; } .uaa4f4b49041adca483f94c220a1b4890 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uaa4f4b49041adca483f94c220a1b4890:active , .uaa4f4b49041adca483f94c220a1b4890:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uaa4f4b49041adca483f94c220a1b4890 .centered-text-area { width: 100%; position: relative ; } .uaa4f4b49041adca483f94c220a1b4890 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uaa4f4b49041adca483f94c220a1b4890 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uaa4f4b49041adca483f94c220a1b4890 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uaa4f4b49041adca483f94c220a1b4890:hover .ctaButton { background-color: #34495E!important; } .uaa4f4b49041adca483f94c220a1b4890 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uaa4f4b49041adca483f94c220a1b4890 .uaa4f4b49041adca483f94c220a1b4890-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uaa4f4b49041adca483f94c220a1b4890:after { content: ""; display: block; clear: both; } READ: Old woman EssayThe good knight couldnt help Richmond because the King has kept his son George a prisoner. Stanley was Richmonds stepfather and was willing to help him as best he could without endangering his son. Without Stanleys forces, Richard would be severely crippled. He wondered wether Stanley was willing to risk his sons life by betraying Richard. Richmond decided to retire to his tent to draw up the battle plan. The generals went in with him. A similar war counsel was continuing in the Kings tent. He was addressing Norfolk, My good Lord Norfolk, summon your best and trusted sentinels. It is your duty to watch over the camp tonight. Make sure the guards are disciplined. I shall go. Wake up early and refreshed my good lord. I will my lord. With that Norfolk left to assign the watch. Catesby! Is my armour ready? Yes everything is ready my Lord. Send out a messenger, to Stanley. Ask him to bring his army before sunrise, his sons head is in danger. Catesby left to do his bidding. Ratcliffe! Yes my Lord? Did you see how dispirited the Earl of Surrey was? Dont worry about it sir. He went from troop to troop, cheering up the soldiers. Good, I am satisfied. Get me some wine I need something to cheer me up. Is ink and paper ready? The wine, the ink and paper were brought. Leave me Ratcliffe. Wake me after midnight and help to arm me. Richard was left alone to sleep. Lord Stanley was here! John had managed to catch a glimpse of the knight before he was urgently taken into Richmonds tent. Unable to contain the curiosity, he snuck in with the others. When he entered he saw Richmond and Stanley in an embrace. Gre eting were exchanged and then Stanley laid out his proposition; Strike Richard earlier than he expects so that Richard will not be able to carry out his threat. I will be able to withdraw from the battle at the last possible movement. I will try to help you as best as I can, but I cannot take too many risks. With that he stopped, looking for Richmonds response. The smile of gratitude spread across the young knights face. Not willing to put the other at unease, Stanley went on, Fearful time makes us cut short this union. After the battle God give us leisure for sweet discourse and rites of love. Good bye; be valiant and speed well. My good lords, take him to his regiment. Goodnight again kind Stanley, Stanley and the others left. The royal army was still. Gentle breathing of sleeping souls drifted in the frosty wind. The night was unusually dark and cold. The dwindling fires made no difference to the blackness. But the men were too tired to notice. They were also too tired to notice the faint sounds of uneasy mumbling and shifting that from the Kings tent. Despite the coldness of the night, the Kings face was beaded with sweat. He shifted uncomfortably in his makeshift bed. The wine lay spilled on the ground beside him. A small sound escaped his lips. The he started mumbling continuously, almost in a chant. He repeated it again and again, wincing as if in pain every time he said it. Despair and Die! He twisted as if to shrink away from some invisible presence. Despair and Die! That invisible presence seemed very much visible to Richard. It was more than just one invisible presence and what made it more frightening was that he knew and remembered them very well. He especially remembered the way that he had killed them one by one. Ruthless murders after murder sin upon sin, staining the royalty with horrific blood baths. Now they were here right before him, all his victims, cursing him to despair and die! Despair and Die! Richard woke with a start. His breathing was heavy and coarse. He shouted for the page to bring him some more water. The terrible images were still vivid in his eyes. The page came back with water and with him came Ratcliffe. Richard gulped down the water and turned to him, O Ratcliffe, I have dreamt a fearful dream. I feel that our friends are going to betray us. Do you think that they will stay loyal? No doubt, my lord I fear, I fear! Come good lord, do not be afraid of shadows. By God, the shadows tonight have struck more terror into my soul than any army can. Especially ones that shallow Richmond leads. Come Ratcliffe, help me with my armour. Richard begins to get ready for battle. John was ashamed that he had let Richmond wake up earlier than him. But embarrassment subdued when he realised that no one else was awake. Richmond called him over to help set up his amour and lance. John was in the middle of adjusting the straps when the Generals came in. The Earl of Pembroke was the first to greet him, Good morrow, Richmond. Richmond replied cheerfully, Good morrow, gentlemen! You have certainly taken your time to get here! How have you slept my lord? The sweetest sleep and the most fair dreams that ever entered a drowsy mind. I think the souls of whose bodies Richard had murdered came to my tent and prophesied our victory. .u558ea389f9889471fba570479630ba4a , .u558ea389f9889471fba570479630ba4a .postImageUrl , .u558ea389f9889471fba570479630ba4a .centered-text-area { min-height: 80px; position: relative; } .u558ea389f9889471fba570479630ba4a , .u558ea389f9889471fba570479630ba4a:hover , .u558ea389f9889471fba570479630ba4a:visited , .u558ea389f9889471fba570479630ba4a:active { border:0!important; } .u558ea389f9889471fba570479630ba4a .clearfix:after { content: ""; display: table; clear: both; } .u558ea389f9889471fba570479630ba4a { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u558ea389f9889471fba570479630ba4a:active , .u558ea389f9889471fba570479630ba4a:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u558ea389f9889471fba570479630ba4a .centered-text-area { width: 100%; position: relative ; } .u558ea389f9889471fba570479630ba4a .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u558ea389f9889471fba570479630ba4a .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u558ea389f9889471fba570479630ba4a .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u558ea389f9889471fba570479630ba4a:hover .ctaButton { background-color: #34495E!important; } .u558ea389f9889471fba570479630ba4a .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u558ea389f9889471fba570479630ba4a .u558ea389f9889471fba570479630ba4a-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u558ea389f9889471fba570479630ba4a:after { content: ""; display: block; clear: both; } READ: Analysis Of The Pardoner's Tale EssayI promise you my heart is light when I remember a dream so fair. How far into the morning is it? John answered, Four o clock your highness. It is time to arm. I will speak to our men now. The tent emptied. A tremendous cheer greeted Richmond. He waded through the crowd to get to the platform. John followed him with his flag. As the knight climbed the stage the men grew silent awaiting the oratory. Richmond began; My loving countrymen. Of all the things that I have stressed repeatedly, remember this; God and our good cause fight on our side. The prayers of holy saints and tortured souls guard us. Even those who fight with Richard want us to win and save their families and children. Richard is bloody tyrant and homicide. He was raised in blood and used blood to gain kingship. He has always been gods enemy. Therefore we fight against Gods enemy. Then in the name of God and all the right, advance your standards and draw your swords. Sound drums and trumpets boldly and cheerfully. God and Saint George! Richmond and Victory! The battle chant began. Richmond and victory! Richmond and Victory! Striking fear into the enemys hearts. Summoning the forces of good against evil. Johns heart filled with pride. Richmond and Victory! The feeling of uneasiness was not only with the Richards soldiers, but also with Richard himself. He turned to Ratcliffe and said, What did Northumberland say about Richmond? That he was never trained in arms, Ratcliffe replied confidently. Then how did Surrey reply? He smiled and said the more the better for us, He is right. Come lets go to our men and assure them our victory, Richard said and stepped out of his tent to look at where the sun was in the sky. He froze when he saw that the sun was covered behind a very black cloud. He was suddenly afraid; A black day it will be for someone. Then The soldiers looked at the figure that hobbled over to the horse and uneasily climbed on it. I would have seemed comical but the soldiers didnt look at Richard that way. He was a great general who had commanded his first army when he was only fourteen and had beaten back the Lancasters for King Edward. They suddenly became sure of their victory when they looked as their King. But Richard wasnt as sure as his own men were. He was afraid and confused. His mind was still filled with the images of his dream. The voices of his wife and his young cousins were still ringing in his ears. Despair and Die! But he managed to hide his fears with a determined face and spoke to his men; When you fight today, remember that you fight against rascals and runaways. A scum of Britains and peasants led by a milksop, still drinking his mothers milk. If we are conquered let men conquer us not these rats who rejected by their own fathers. A messenger enters. Richard turns to him, Will Lord Stanley bring his power? My Lord, he refuses to come, Richards face turns red with anger and he shouts, Of with his son Georges head! The enemy is upon us. Lets kill George after the battle, Yes, you are right we will defeat the enemy first, then shouts to the men, Upon them! Victory sits on our helms! It was Johns first experience of war and it was not a pleasant one. He was overwhelmed by the feverish chaos of blood and smoke and blows and parries. Every mans sword was caked in dark red. Heads lay on the groundà ¢Ã¢â€š ¬Ã‚ ¦ It seemed to Richard that he had already killed five Richmonds bu t he could not find the right one. His skill with the sword had left a wake of dead behind him. Then suddenly out of nowhere two rebels one only a young boy à ¢Ã¢â€š ¬Ã¢â‚¬Å" risked their lives to penetrate him to his horse. The blow was delivered and John jumped out of the way and managed to turn just in time to see the horse tumble to the ground bringing Richard down with him. His accomplice had been crushed under the horses body but Richard was still alive. He was one his foot fighting two rebels off. John ran out of there before Richards men came to rescue their king. He knew he had done his job. Richard managed to kill one of the rebels and turned to find the other already dead. He needed a horse! A horse! A horse! a kingdom for a horse! He heard Catesby reply, Withdraw my lord; Ill help you to a horse. Fool, I cant withdraw now! I cannot leave until I find Richmond and kill him. Just get me a horse! John stood by Richmond as Stanley spoke to him, Courageous Richmond. Here is the crown taken from the dead Kings bloody head. Wear it and use it well. Great god of heaven, say amen for all! But tell me my lord, is your son well? He is my lord, and safe in Leicester. Bury the bodies of the enemy dea d and give them respect. Ask the enemy soldiers to join us. We will unite the warring factions. Now civil disputes are averted, peace lives again. God make the peace last for ever!